5 Steps to take when facing a credit card lawsuit.

Byadmin

Facing a credit card lawsuit?  Please don’t panic.  Follow these easy steps and you’ll obtain a great result almost every time.

Step 1 – Take a few minutes to actually read the lawsuit.  See if they have sued the correct person, see if you can recognize the account that they are suing on.

Step 2 – Go to www.annualcreditreport.com and obtain a current copy of your credit report.  This can provide very helpful information about your credit account.

Step 3 – Contact a Consumer Attorney.  This isn’t hard.  Pick up the phone and call one of us.  We’re glad to offer a FREE, no obligation consultation on a credit card lawsuit.

Step 4 – Hire a Consumer Attorney.  Please do not think that you are capable on handling this yourself.  Only fools represent themselves.  The attorney for the creditor has probably handled thousands of these. He knows the rules of court, the procedures, the issues.  You know none of that.   Don’t be the guy who loses a winnable case because he thinks that he is smarter than everyone else or because you’re trying to save a few bucks.

Step 5 – Sit back and let the Consumer Attorney do his job.  We’re the experts, we’re the ones who handle these cases.  Let us do our job and you will be very pleased with the results.

Similar Posts

  • PA Judgment Laws

    Byadmin

    We get many calls about judgments and Statute of Limitations in Pennsylvania. Most people say “the judgment is over 5 years old, so why are they still trying to collect?”   The error there is the mixed combination of legal theories.   A statute of limitations applies to the amount of time that a creditor…

  • Who is Cavalry SPV?

    Byadmin

    We’re getting lots of cases from Cavalry SPV.  These cases are being filed in District Justice Court and the Court of Common Pleas.  In most instances, Cavalry is being represented by the fine attorneys at Apothaker Scian.   You’ve never had an account with Cavalry, you’ve never had a contract with them, they’ve never lent…

  • CACH is back

    Byadmin

    CACH is a junk debt buyer that we used to deal with all the time.  They were a step above other debt buyers… it seemed that they always had a few more documents than other companies did.  They were a threat to consumers.  We had great success against them, but it was definitely a more…

  • Bad Envelope = FDCPA Violation

    Byadmin

    Douglass v Convergent Outsourcing Third Circuit Court of Appeals The Third Circuit Court of Appeals on August 28, 2014 issued a precedential opinion in the case of Douglass v Convergent Outsourcing f/k/a ER Solutions, Inc. Douglass filed an action against Convergent Outsourcing for sending a collection letter using a window envelope that exposed Mr. Douglass’s…